ReAssure 3.0 (Black)
Underwritten by Niva Bupa — Compared by Finclinic
Policy Tenure
1/2/3 Years
Base Sum Insured (Lakhs)
Unlimited
Family Floater
2 adult + 4 children
Room Rent
Any Room
Pre & Post Hospitalisation
60/180 Days
Detailed Policy Specifications & Benefits
Hospitalization & Room Rent
Room Rent Limit:Any Room
Pre & Post Hospitalisation:60/180 Days
In-Patient AYUSH Treatment:upto SA
Donor Expenses:upto SA
Domestic Ambulance:Road: Up to Sum Insured, Air: Up to INR 5,00,000
Consumables:Addon
Restoration & Bonus Benefits
Double Sum Insured:NA
Loyalty Bonus:Unlimited
Automatic Restoration:100% basic SA unlimited
Lock the Clock:Pay the premium as per entry age til a claim is made
Policy Tenure:1/2/3 Years
Waiting Periods, Waivers & Perks
Waiting Period (Initial/PED):Initial waiting period -30 days Specific illness - 2 Years, PED - 3 Years.
Additional Waiting Period:NA
Diabetic/BP/Cholesterol Waiver:Starts from 31st day (Addon)
Health Checkup:.5% of SA
Maternity Cover:upto 10% SA with a waiting period of 2 yr
Co-payment:NA (No Co-Pay)