Terms of Service

1. About Finclinic

Finclinic IMF LLP is an Insurance Marketing Firm (IMF) registered with the Insurance Regulatory and Development Authority of India (IRDAI).

IRDAI Registration No.: IMF06850220230587

Finclinic provides insurance-related information, comparison and assistance within the scope of its applicable regulatory permissions.

2. Insurance Information

Information provided on this website is for general informational purposes. Insurance products are offered by respective insurance companies and are subject to their policy terms, conditions, exclusions and underwriting requirements.

The final decision regarding policy issuance, premium, coverage and claims rests with the respective insurer.

3. Quotations

Any quotation or premium indication provided through this website is subject to change and does not constitute a guarantee of policy issuance. The final premium and terms will be determined by the respective insurer.

4. Customer Information

Users are responsible for providing accurate and complete information. Incorrect or incomplete information may affect insurance underwriting, policy issuance or claims.

For information regarding how Finclinic collects and uses personal information, please refer to our Privacy Policy.

5. Website Content

We make reasonable efforts to keep the information on this website accurate and current. However, product features, premiums and insurer guidelines may change from time to time.

Finclinic does not guarantee that all website information will always be complete, current or error-free.

6. Third-Party Websites

Our website may contain links to third-party websites, including insurance company websites. Finclinic is not responsible for the content, security or privacy practices of such websites.

7. Website Use

Users must not misuse the website, provide false information, attempt unauthorised access, introduce malicious software or use our content for unauthorised commercial purposes.

8. Claims

Insurance claims are governed by the terms of the applicable policy. Finclinic may assist customers with the claims process within the scope of its services, but the decision to approve or reject a claim rests with the respective insurer.

9. Changes to These Terms

Finclinic may update these Terms from time to time. Updated Terms will be published on this page with the revised effective date.

10. Contact Us

For questions or concerns regarding these Terms, please contact: