IRDAI Registered Insurance Marketing Firm

Compare & Choose the Best Health & Life Insurance Plans in Kerala

Unbiased expert guidance on flagship Health and Life Insurance, plus comprehensive General Insurance solutions. Compare top policy coverage, cashless network hospitals, and benefits across Kerala.

Compare Plans Side-by-Side ➔Get Free Consultation

500+

Cashless Hospitals in Kerala

98.4%

Claim Settlement Ratio

0% Fee

Unbiased Advice

Happy family protected with Finclinic Insurance in Kerala

Insurance Partners

HDFC Ergo logoHDFC Ergo
HDFC Life logoHDFC Life
ICICI Lombard logoICICI Lombard
ICICI Life logoICICI Life
Niva Bupa logoNiva Bupa
Star Health logoStar Health
Axis Max Life logoAxis Max Life
Royal Sundaram logoRoyal Sundaram

Top Flagship Health Insurance Products

Select products below to compare side-by-side or request detailed quotes.

HDFC ERGO1/2/3/4/5 Years

Optima Secure+➔

HDFC ERGO Optima Secure+

Base SI:10/15/20/25/50/100/200

Room Rent:Any Room

Pre/Post:60/180 Days

  • Double Sum Insured from Day1
  • Room Rent: Any Room
  • Automatic Restoration: 100% basic Sum Insured unlimited
Policy Tenure1/2/3/4/5 Years
ICICI Lombard1/2/3/4/5 Years

Elevate➔

ICICI Lombard Elevate

Base SI:5/7.5/10/15/20/25/50/100/200/300

Room Rent:Single private AC. (addon-any room)

Pre/Post:90/180 Days

  • Room Rent: Single private AC. (addon-any room)
  • Automatic Restoration: 100% basic SA unlimited
  • Pre/Post Hospitalisation: 90/180 Days
Policy Tenure1/2/3/4/5 Years
Niva Bupa1/2/3 Years

ReAssure 3.0 (Black)➔

Niva Bupa ReAssure 3.0 (Black)

Base SI:Unlimited

Room Rent:Any Room

Pre/Post:60/180 Days

  • Lock the Clock: Pay the premium as per entry age til a claim is made
  • Room Rent: Any Room
  • Automatic Restoration: 100% basic SA unlimited
Policy Tenure1/2/3 Years
Star Health1/2/3 Years

Super Star➔

Star Health Super Star

Base SI:7.5/10/15/20/25/50/100

Room Rent:Any Room

Pre/Post:90/180 Days

  • Lock the Clock: Pay the premium as per entry age til a claim is made
  • Room Rent: Any Room
  • Automatic Restoration: 50% for claim free year
Policy Tenure1/2/3 Years
View All Official Products & Specifications➔

Why Families in Kerala Trust Finclinic

Independent guidance across Health, Life, and General Insurance with dedicated local claim support in Kerala.

500+ Cashless Hospitals in Kerala

Direct cashless hospitalization network across major hospitals in Kerala.

Fast-Track Claim Support

Dedicated personal manager to handle pre-authorization and discharge paperwork smoothly.

IRDAI Regulated IMF

Licensed Insurance Marketing Firm operating under strict regulatory standards to safeguard customer interests.

0% Hidden Fees

100% free consultation and side-by-side policy comparison with official insurer premiums.

Frequently Asked Questions

Common questions regarding health insurance in Kerala.